Group Personal Accident

Worldwide Peace of Mind

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Group Personal Accident insurance covers accidental bodily injury, death or disablement of the insured persons and is ideal for companies to insure their employees.

Why AXA Insurance?

  • Affordable for the employers

  • Ideal cover for employees

  • Increase loyalty of employees

  • Worldwide cover during working hours and also available 24/7

Cover

This insurance covers accidental bodily injury, death or disablement of the insured employees -members in this cover.

Ideal for employers

  • Companies can cover their employees against any accident during working hours or extended 24/7.
  • Easy application and reliable on time of a claim.

Best cover for employees

  • Employees will feel secured and covered helping them to increase their loyalty and productivity.
  • AXA Group Personal Accident is a reliable product and offers many benefits and wide cover.

Product Summary

Group Personal Accident insurance covers accidental bodily injury, death or disablement of the insured persons and is ideal for Companies to insure their employees. The cover can be arranged on a 24 hours basis or only to cover occupational accidents during the period of employment.

Main Cover

You can rely on AXA Group Personal Accident Cover

Accidental Loss of Life/Accidental Death Benefit

If a covered injury results in death of the insured within 24 Months after the accident, AXA will pay the Principal Sum applicable to Beneficiary or legal heirs.

Permanent Total Disability PTD

PTD is defined as permanent total and absolute disablement as a result of an Accident, which entirely prevents the Insured Person from ever again following his/her occupation or any other occupation for which he/she is suited by reason of education, training or experience.

Permanent Partial Disability PPD

PPD is defined as disablement as a result of an Accident, which prevents the Insured Person from attending to a substantial part of his/her occupation for which he/she is suited by reason of education, training or experience.

Temporary Total Disability: (Weekly Indemnity) TTD

TTD is defined as disablement as a result of an accident which entirely prevents the Insured Person from Temporarily following his/her occupation or any other occupation for which he/she is suited by reason of education, training or experience.

Accidental Medical Reimbursement

This benefit provides repayment of medical, surgical or hospital fees necessarily incurred as a result of a covered accident.

Repatriation of Mortal Remains

Reasonable expenses necessarily incurred by the Insured for the repatriation of the body of the deceased insured person and/or seriously injured on the advice of competent medical authorities in consequence of any event by the Insured

Key Benefits

Wherever you stay, AXA has a solution to make you feel at home

AXA Group Personal Accident is a wide coverage with wider benefits, worldwide cover and 24/7

  • Flexible and customized cover as per client selection of benefits*
  • Extended up to the age of 70
  • Selection of sum insured limitsas per our guidelines
  • List of competitive extensions that make our product one of the best propositions in the market
  • Easy in terms of application, claim filing and reliable in terms of benefits pay out.

Group Personal Accident provides a list of free cover extensions* that can be selected by the client:

  • Exposure to natural elements
  • Disappearance of the insured person
  • Suffocation by smoke, poisonous fume, gas ordrowning
  • Motorcycling, riot and strike, hijack or assault
  • Worldwide territorial limits