Car Insurance

Drive with peace of mind

Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements and offer great product benefits at a price you can afford

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Why AXA?

  • Instant cover

  • 24/7 claims assistance

  • Fast & fair claims

  • Extensive network

  • Wide range of covers

We offer three different products

Main Cover

Loss of or Damage to your vehicle

Cover for the accidental loss of or damage to the insured vehicle due to an insured peril.

Third Party Bodily Injury

Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party, following an accident.

Third Party Property Damage

Cover for your legal liability in the event that you have to pay compensation for damage to materials and property, following an accident.

Medical Expenses

Cover for a limited amount of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings

Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Flood)

Your policy cover extends to include accidental loss of or damage to the vehicle caused by natural perils such as storm and flood.

Agency repair

Repair of accidental damage of the insured vehicle at the manufacturer's authorised dealers.

Hire car

Hire car facility at the time of a covered accident.

Roadside Assistance

Extensive breakdown and accident recovery is offered 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling in. We also commit to reaching the breakdown site within an hour of request otherwise we will pay you BHD 15.

Personal Accident cover for driver

Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers

Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover

Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

Product Summary

Benefits

Motor Prestige

Motor Perfect 

Loss or damage to the insured vehicle

Yes

Yes

Fire & theft

Yes

Yes

Riot, Strike & civil commotion

Yes

Yes

Natural perils, including storm & flood

Yes

Yes

Replacement of locks

Up to BD 250

Up to BD 250

New car replacement

24 months from 1st registration

24 months from 1st registration

Off road cover (4WD ONLY)

Yes

Yes

Emergency medical expenses

Up to BD 200

Up to BD 100

Clothing and personal effects

Up to BD 200

Up to BD 100

Agency repairs

Up to 5 years

Up to 3 years *

No depreciation on spare parts

Up to 5 years

Up to 3 years *

Personal Injury

Up to BD 5,000

Up to BD 2,500

Windscreen or window breakage

Yes

Yes

1.3L Replacement Hire Car

Not Applicable

Optional - Up to 7 days

Upgraded 2.2L Hire Car

Yes - Up to 10 Days

Optional **

Accident and breakdown rescue

Yes

Optional **

Personal accident benefit for Driver

Optional **

Optional **

Personal accident benefit for Passengers

Optional **

Optional **

* For the first three years of the car and extendable to five years maximum, subject to an additional premium.

** Cover is only applicable if specifically confirmed on your policy schedule. All above limits are in BHD

Key Benefits

Wide-ranging third party liability

Your legal liability is covered beyond the minimum legal requirements in terms of the limit and the cover. Depending on the product, you can be protected for up to BHD 500K for any third party property claims. Additionally, you will have unlimited injury cover for your passengers in the event of a road traffic accident should you be held legally liable.

No claims bonus

Get up to 35% discount, if you can prove that you are claims-free.

Quick and easy claims service

Open a claim over the phone on 8000 1060 or online. For claim information Click here

AXA Priority Repair Service

For customers who need to get their car back on the road as soon as possible, our service guarantees to start the repairs as soon as you drop your car off at AXA's workshops.